Complete Protection

Fully Covered. Every Engagement.

Our clients live at a level where the details matter. Every insurance certificate, bonding document, and credential is in your hands before we ever set foot on your property.

805 LifeGuard carries $1,000,000 per occurrence general liability insurance plus $5,000,000 excess liability coverage — for private residences, HOA communities, corporate venues, and luxury events throughout Southern California.

$1M General Liability

Per occurrence — private homes, HOA pools, events, and corporate venues

$5M Excess Liability

Available for HOAs, property managers, and high-profile engagements

Additional Insured

Homeowners, HOA boards, and property managers at no extra cost

Docs Before Every Engagement

Complete credentials package provided before service commencement

805 LifeGuard comprehensive insurance coverage
Insurance Coverage

Comprehensive Protection at Every Level

Coverage structured to match the environments we serve — from intimate private pools to large-scale HOA communities and luxury events.

General Liability

$1,000,000 Per Occurrence

  • Private residences & estates
  • HOA community pools
  • Corporate venues & events
  • Property damage covered
  • Personal injury covered
  • Additional insured at no cost

Licensed & Bonded

California

  • California business license
  • Professional bonding certificate
  • Background verified staff
  • Red Cross certified
  • Security cleared personnel
  • All docs provided upfront
Private Residence Coverage

Your Home. Fully Protected.

When you engage 805 LifeGuard for your home, our insurance travels with us. Your property and everyone on it is protected from arrival to departure.

Pool Parties & Family Events

Guests, family members, and your property fully covered for private gatherings of any size.

Property Damage Personal Injury All Ages

Daily & Recurring Coverage

Ongoing coverage for regular service arrangements — daily lifeguard coverage and swimming instruction sessions.

Regular Coverage Instruction Sessions All Schedules

Corporate & Special Occasions

Executive entertaining, corporate retreats, weddings, and milestone celebrations at your private residence.

Corporate Events Special Occasions All Venues
HOA & Community Coverage

Community Pools. Complete Confidence.

Every HOA partner receives a certificate of insurance naming the association as additional insured before a single shift begins.

Our $5,000,000 excess liability option exists precisely for the communities whose standards demand it. HOA boards, property management companies, and residents are all protected under our comprehensive coverage.

HOA Additional Insured

Named on both $1M general liability and $5M excess policies

Communities We Serve

Hidden Hills, Westlake Village, Calabasas, Beverly Hills, Manhattan Beach, Newport Beach & more

Board Indemnification

805 LifeGuard indemnifies the HOA from claims arising from our negligence

Board Documentation

All credentials provided for board records before service commencement

HOA community pool coverage
Professional Certifications

Credentials That Protect Your Family

Insurance protects your property. Our certifications protect the people in your pool. Every team member holds current credentials — renewed on schedule, without exception.

Red Cross Lifeguard

Current Certification

  • Advanced water rescue techniques
  • Emergency response protocols
  • Renewed on schedule
  • Continuing education

Water Safety Instructor

WSI — All Levels

  • All ages & ability levels
  • Special needs aquatic instruction
  • Adaptive techniques certified
  • Background verified
Documentation & Verification

Everything in Writing. Before We Arrive.

Clients at this level do not take assurances on faith. Every document below is provided in full before service begins — at no charge, without being asked twice.

Insurance Certificates

Certificate of Insurance for general liability ($1M) and excess liability ($5M), with additional insured endorsements for homeowners, HOA boards, and property managers.

General Liability Excess Liability Additional Insured

Licensing & Bonding

California Business License, Professional Bonding Certificate, and all applicable state licensing documentation provided before service commencement.

Business License Bonding Certificate State Licensed

Certifications & Background

Current Red Cross Lifeguard, CPR/AED, WSI, and Special Needs certifications with valid expiry dates, plus background check verification summary.

Red Cross Certs Background Check Security Cleared
Request Documentation

Your Complete Credentials Package

Contact us and we will prepare a complete credentials package tailored to your property, community, or organisation's specific requirements. All documentation provided before service commencement — without exception.